About The International Health Plan
The International Health Plan is designed for individuals of any nationality who are living, travelling or working outside of their home country on a temporary basis.
Whether it’s a trip overseas for a few weeks, a couple of months, or any period of up to a year; you will be covered worldwide. So if you are unlucky enough to fall ill or have an accident requiring medical assistance, you are covered and taken care of.
Unlike most standard travel insurance policies, you will have access to the best private medical facilities in the country where you are located. This will save you the time and hassle of being patched up and taken home for the bulk of your treatment – so your travel plans or work trip won’t get cut short or disrupted.
Who Can Join?
The short-term international health plan, is designed for individuals of any nationality, who are travelling, or working outside of their home country or on a temporary basis.
Our plans are not available if you are living, travelling or working in the USA or the Caribbean. The maximum age you can apply for a plan is 70.
Premiums
- Premiums can be paid in Pounds Sterling, US Dollars or Euros.
- Cover must be purchased in whole months.
- The Premium for the whole duration of your plan must be paid on or before its start date.
Underwriting
Any medical condition that is already in existence will not be eligible for cover, unless you have purchased our benefit add on pre-existing condition cover.
Period Of Cover
If your work assignment or trip has not finished after 12 months, you can apply for an extension of cover for a maximum period of 6 months, so long as you advise us before your plan expiry date. The maximum total period of cover allowed under the plan is 18months.
Your Plan Moves With You
You may be on the move from one country to the next and our plan keeps you protected every step of the way.
The plan is designed to be portable to ensure you have the same level of benefit regardless of your location – except in your home country, the USA and Caribbean. The plan will automatically cancel if you are in your home country for a consecutive period of 30 days
